CBG Benefits

The CBG Benefits Blog

Health Savings Accounts: Plan Usage FAQ

Has your company offered a Health Savings Account (HSA) in its employee benefits plan this year? We certainly have seen an increase in implementation of HSAs recently. For many, one of the main reasons for doing this is because of the $2,500 limit on salary reduction contributions for FSAs. If an HSA is new to your [...]

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Posted in: Benefits and Insurance, Human Resources

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Employee Wellness Goals in 2013: Fitness Breaks

As we approach a new year, this is often the perfect time to step back and assess our health. While we may look back to see what goals we’ve achieved, we often focus on  what we don’t like about our current situation. To help employers — including Human Resources Managers and Directors — guide their [...]

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Posted in: Benefits and Insurance, Human Resources, Wellness

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Employee Wellness Goals in 2013: Healthy Eating

As we start a new year, many of us will step back and assess our health. While we may look back to see what goals we’ve achieved in the past 12 months, we often focus on  what we don’t like about our current situation. To help employers — including Human Resources Managers and Directors — [...]

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Posted in: Benefits and Insurance, Human Resources, Wellness

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Employee Wellness Goals in 2013: Financial Stability

As we approach a new year, many people are setting goals to improve their current health situation — financially, physically, and mentally. Employers can use this time of year to strategically help their employees take those positive steps. Over the next few days, we will look at specific ways that employers can provide assistance. In [...]

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Posted in: Human Resources, Wellness

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W-2 Reporting Requirements and Health Care Reform

The Health Care Reform law that was enacted in 2010 contains a new reporting requirement for employers. Under the new rule, certain employers will be required to report the total cost of health plan coverage they provide on their employees’ W-2 Forms. Recently, we have received a number of questions from customers regarding this new reporting [...]

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Posted in: Benefits and Insurance, Legislation

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Research Fees and the Affordable Care Act

As implementation of the Affordable Care Act (ACA) moves forward, questions are being answered regarding how initiatives will be funded. One of those items is the Patient-Centered Outcomes Research Institute (PCORI). While both patients and health care providers will benefit from PCORI’s work, it’s important for employers to note how it will be funded. The Impact on [...]

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Three Ways to Encourage Your Employees at Year-End

As we approach the final days of 2012, employers and employees will soon exchange parting words as they take some time off over the holiday season. While these breaks certainly can be refreshing, it’s important to remain motivated as we look forward to a successful 2013. While some may seek to do this by providing [...]

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2013 Health Care Reform Compliance Checklist

Is your company prepared for Health Care Reform? To help ensure that you are ready to take action as future Affordable Care Act (ACA) mandates go into effect, we have put together a “2013 Health Care Reform Compliance Checklist“. It covers a number of key items that may impact your business. This includes: Grandfathered Plan [...]

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Is PTO Good For Your Business?

Is your company thinking of implementing a Personal Time Off (PTO) policy within its employee benefits program? While many companies continue to offer separate buckets for sick days and vacation days, the PTO approach provides a bank of hours that employees can draw from for a variety of reasons. To help you analyze whether the [...]

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Insurance Fees to Rise for Group Health Plans?

As implementation of the Affordable Care Act (ACA) moves forward, companies are seeking to understand how it will affect their business. Recently, attention has been given to the financial impact from risk-spreading programs within ACA. The transitional reinsurance program is intended to help stabilize premiums for coverage in the individual market from 2014 through 2016. [...]

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