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Archive for 'Benefits and Insurance'

ACA Compliance Update: Affordability Percentages Will Decrease for 2018

Under the ACA, employees (and their family members) who are eligible for coverage under an affordable employer-sponsored plan are generally not eligible for the premium tax credit. The ACA provides that employer-sponsored coverage is considered affordable if the employee’s required contribution for self-only coverage does not exceed a specific percentage of the employee’s household income [...]

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Posted in: Benefits and Insurance, Human Resources, Legislation

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IRS Announces HSA/HDHP Limits for 2018

On May 5, 2017, the IRS announced the inflation-adjusted limits for health savings accounts (HSAs) and high deductible health plans (HDHPs) for 2018. The following chart highlights the updated limits: If you need assistance updating your plan designs and/or employee communication materials to reflect this change in the months to come, please contact our team [...]

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Posted in: Benefits and Insurance, Human Resources, Legislation

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House Passes ACA ‘Repeal and Replace’ Bill; Senate to Begin Deliberations

In a first step toward potentially repealing and replacing the Affordable Care Act (ACA), the U.S. House of Representatives passed the American Health Care Act on May 4, 2017. The bill will now be sent to the Senate. It is likely that the Senate will make changes to the proposed legislation before taking a vote. Until [...]

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Posted in: Benefits and Insurance, Human Resources, Legislation

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Employee Wellness Newsletter for April 2017: Nutrition and Fighting Illness

To help your company educate its employees about wellness-related topics, we are happy to share the April 2017 edition of our “Live Well, Work Well” newsletter. This month’s edition primarily focuses on the topics of fighting illness and nutrition. The specific articles within the April 2017 edition of “Live Well, Work Well” include: Phlegm: A [...]

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Posted in: Benefits and Insurance, Human Resources, Wellness

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New Expiration Date for Health Insurance Exchange Notice is April 30, 2017

Has your company been meeting its compliance requirement to distribute the Health Insurance Exchange Notice to new hires? If so, please note that the U.S. Department of Labor’s Employee Benefits Security Administration (EBSA) has once again extended the effective date of its model notice. The revised version of the notice now has an expiration date [...]

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Measuring and Improving Health Care Literacy: New Tools for Employers

As part of the benefits communication services we provide to our clients, we are pleased to announce the availability of a new tool that may help employers measure and improve health care literacy. This tool may be especially helpful for employers that have chosen to self-fund their plans as well as those that have (or [...]

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Posted in: Benefits and Insurance, Human Resources

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New Infographics for Employee Benefits: Dealing with Rising Health Care Costs

As an employee benefits brokerage firm, we take an active role in helping our clients define and execute their benefits communication strategy. This often involves establishing: Which topics should be addressed When the communications should occur What channels and formats should be used to distribute information As part of that effort, we are pleased to [...]

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Posted in: Benefits and Insurance, Human Resources, Wellness

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American Health Care Act Update – ACA Replacement Bill Withdrawn

UPDATE: On May 4, 2017, the the U.S. House of Representatives passed the American Health Care Act. Click here to read more. On March 24, 2017, Republican leadership in the U.S. House of Representatives withdrew the American Health Care Act — their proposed legislation to repeal and replace the Affordable Care Act (ACA). House Republicans [...]

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Posted in: Benefits and Insurance, Human Resources, Legislation

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Increasing Awareness and Utilization of Employee Benefits

Do your employees fully appreciate the benefits and perks that are provided by your organization? To help increase awareness and utilization, Chris Costello, Principal and Co-Founder of CBG Benefits, recently contributed insight to an article that was published by eBix. The article, which is titled “5 Benefits You Might Not Know You Have (or Know [...]

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Posted in: Benefits and Insurance, Company News, Human Resources

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Electronic Filing Deadline for 2016 ACA Information Returns Approaching

While discussion regarding a replacement bill for the Affordable Care Act (ACA) continues to move forward, applicable employers are still under obligation to meet the ACA’s reporting requirements for 2016. Employers that will be filing electronically with the IRS have an upcoming deadline to pay attention to. Below is a brief overview: Applicable large employers [...]

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