CBG Benefits

The CBG Benefits Blog

Posts Tagged 'health insurance'

2018 Employee Benefits Cost-Sharing Limits Released

On December 16, 2016, the Department of Health and Human Services (HHS) released its final Notice of Benefit and Payment Parameters for 2018. This rule describes benefit and payment parameters under the Affordable Care Act (ACA), applicable for the 2018 benefit year. This includes details regarding the annual limitations on cost-sharing. The ACA requires the [...]

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Posted in: Benefits and Insurance, Human Resources, Legislation

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Proposed Regulations Issued on Summary of Benefits and Coverage

Under the Affordable Care Act, group health plans and issuers are required to provide a Summary of Benefits and Coverage (SBC) document to applicants and enrollees. To help ensure that the SBC document truly makes it easier for consumers to access important health care information and understand their plan options, a set of proposed regulations [...]

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Health Care Reform: Year-End Checklist for 2015 Compliance

In 2015, a number of key reforms under the Affordable Care Act will become effective. To help your company assess what it may need to do to meet these compliance requirements, CBG Benefits is pleased to provide an updated compliance checklist. Entitled “Health Care Reform: Year-End Checklist for 2015 Compliance“, this document provides insight and [...]

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Posted in: Benefits and Insurance, Human Resources, Legislation

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Massachusetts Finalizes Repeal of State-Specific Health Care Reform “Pay or Play” Rules

To avoid duplication with the Affordable Care Act (ACA), Massachusetts officially repealed the state’s own employer health care coverage rules on June 12th, 2014. Initially established in 2006, Massachusetts employers faced “pay or play” rules under the state’s Health Care Reform Act. Under the Fair Share Contribution rule, certain employers faced a penalty of up [...]

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Posted in: Benefits and Insurance, Human Resources, Legislation

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DOL Updates Model COBRA Notices

Recently, the Department of Labor (DOL) released information that may impact your company’s compliance requirements regarding COBRA and the Affordable Care Act. The primary change involves making those who lose their group health insurance coverage and are eligible for COBRA aware of the Exchanges/Marketplaces that were established by the ACA. As a result, the DOL [...]

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Posted in: Benefits and Insurance, Human Resources, Legislation

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4 Benefits of Promoting Workplace Wellness Programs

With springtime in full bloom here in New England, the warmer weather has caused many companies to think about their workplace wellness efforts. To help you successfully address some of the concerns that may be raised as you seek to promote a formal wellness program, here are 4 benefits that you can promote: Wellness programs [...]

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Posted in: Benefits and Insurance, Human Resources, Wellness

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3 Key Issues to Consider Regarding Disability Insurance

Disability insurance has become a valuable part of a comprehensive employee benefits package. Along with filling in financial gaps for employees, it is an essential component for employers that need a competitive benefits package that attracts and retains talented employees. In addition, tools supplied by disability insurers can deliver significant savings to employers. It can mitigate [...]

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Schools Under Pressure: Employee Benefit Solutions

According a recent Reuters report, schools are under more pressure than ever before to reduce employee health benefits. The article highlights how years of budget cuts, fears of rising costs under federal health care reform, and the “sequester” spending cuts have caused schools to consider withholding benefits for substitute teachers and supporting staff. While those items [...]

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Health Care Reform: Model Exchange Notices and Compliance Deadlines

The Department of Labor recently released three documents related to Health Care Reform that employers will want to take note of. This includes Model Exchange Notices and a COBRA Election Notice. Exchange Notices As part of the Affordable Care Act, employers are required to distribute an Exchange Notice to employees. This document is meant to [...]

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