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DOMA’s Impact: Special Open-Enrollment Periods

Due to the DOMA decision by the Supreme Court, insurance carriers are offering employers a chance to launch a special open-enrollment period. Learn more in this article from CBG Benefits.Earlier this summer, the U.S. Supreme Court struck down a portion of the federal Defense of Marriage Act (DOMA) by ruling that it violates the U.S. Constitution’s guarantee of equal protection.

As a result of the Supreme Court’s ruling, same-sex couples that are legally married under state law are now entitled to the same benefits and protections under federal law as opposite-sex married couples.

In line with this change, some carriers are now offering a special open-enrollment period which employers can take advantage of. If you would like to know if your company qualifies, please contact the CBG Benefits team at 781-759-1222 or via our online contact form.

Below you will find information for employers about this special open-enrollment period from Blue Cross Blue Shield of Massachusetts and Tufts Health Plan.

Information from Blue Cross Blue Shield of Massachusetts

Blue Cross Blue Shield of Massachusetts will offer an Open Enrollment period for same-sex spouses through September 26, 2013. The effective date will be at the employer’s discretion, within that timeframe. During the special Open Enrollment period, same-sex spouses and their dependents, who are not already enrolled in their spouse’s current policy, can be added to it. Please note that standard rules regarding dependent coverage continue to apply.

Source: Blue Cross Blue Shield of Massachusetts

Information from Tufts Health Plan

Tufts Health Plan is offering employer groups the opportunity to hold a special open enrollment until October 1, 2013. An employer group must notify its Tufts Health Plan Account Manager of their intent to offer a special open enrollment period as well as the effective date of coverage. During this special open enrollment period, same-sex spouses and their dependents that are not already enrolled in the subscriber’s plan may be added.

Source: Tufts Health Plan

We hope that you find this information helpful.

If you have any questions, please contact a CBG Benefits representative at 781-759-1222.

 

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