CBG Benefits, a Division of Risk Strategies

Employee Benefits Plan Strategy Capabilities

To help our clients achieve their goals regarding employee benefits, we work closely with them to define a short-term and long-term strategy.

Here are a few of the services we provide to help our clients offer competitive and cost-effective benefit plan designs:

  • Underwriting Expertise and Actuarial Services: The underwriting specialists on our staff utilize their deep experience, carrier relationships, and partnerships with actuarial firms to ensure that our clients receive the maximum value for their benefit dollar. They provide analyses and studies ranging from basic valuations to highly sophisticated long-range forecasts.
  • Online Benefits Design Planning Tools: Our goal is to turn viable solutions into real results through value-added tools that benefit your business. We utilize online technology solutions that simplify the process of reviewing how changes to benefit plan design will impact your company and its employees: We can help you:
    • Analyze your benefit plan costs against reliable benchmark information
    • Project the impact of medical and dental plan design changes
    • Estimate your renewal costs
    • Streamline the plan selection process for your employees
    • Compare yourself with other employers by region, size and industry
  • Benchmark Surveys and Statistics:  Our benchmarking data provides a standard to which you can compare your benefit programs. We make recommendations to help you enhance your plan while at the same time remaining competitive and reducing your overall plan costs. These surveys and statistics provide benchmark data on topics such as:
    • Ancillary Benefits
    • Benefit Costs
    • Benefit Management
    • Health Care Costs
    • Health Care Reform
    • Health Plans
    • Prescription Drugs
    • Retirement Plans
    • Wellness Benefits
    • Vacation and Paid-Time Off
  • Plan Design Education: We proactively educate our clients on plan design options and strategies throughout the year. This includes providing information about self-funding, consumer-directed health plans paired with Health Savings Accounts, and more. This education is provided in the form of email alerts, webinars, seminars, and face-to-face client meetings.