CBG Benefits

The CBG Benefits Blog

Posts Tagged 'Health Savings Accounts'

New Animated Video for Employee Education: 7 Tips for Health Care Spending

I’m happy to share the news that the latest video in the “Know Your Benefits” series is now available. Entitled “7 Tips for Health Care Spending“, this animated video provides practical suggestions and insight to help employees gain more control over their health care costs. It highlights key areas such as emergency room care, reviewing […]

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IRS Releases Health Savings Account (HSA) Limits for 2016

On May 4th, 2015, the IRS released the contribution limits for Health Savings Accounts (HSAs) for calendar year 2016. While the limits have been increased gradually over the past couple of years, only some of the HSA limits will increase for 2016. The following table illustrates the 2015/2016 comparisons for HSA limits: We hope that […]

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Posted in: Benefits and Insurance, Human Resources, Legislation

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ACA and the Cadillac Tax – Will Your Company Feel the Impact?

On December 18th, 2015, President Barack Obama signed into a law a bill that delays implementation of the Cadillac Tax until 2020. While many organizations have been focused on the Employer Reporting Requirements and “Pay or Play” rules under the Affordable Care Act (ACA) this year, there is another Health Care Reform provision that certainly […]

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Preparing for Open Enrollment: Managing Health Care Costs with Consumer-Driven Health Plans

With the fall season soon approaching, the thoughts of many employers have turned towards their employee benefits open enrollment period. According to a report, one significant way employers will seek to manage health care costs in 2015 is through consumer-driven health plans. The article, which highlights a recent survey from the National Business Group on Health, […]

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Posted in: Benefits and Insurance, Human Resources, Wellness

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Are Employees Happy with Your Company’s Benefits Program?

How happy are your employees with the current benefits being offered by your organization? According to a recent study by Unum, “employee ratings of their workplaces and benefits packages are at their lowest levels since 2008.” In addition, only 33 percent of employees rated the benefits education they received in the past year as excellent or […]

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Health Savings Accounts On the Rise: 12% Increase Over 2013

The popularity of insurance plans that include Health Savings Accounts (HSAs) continues to increase. According to a report from America’s Health Insurance Plans, the number of people enrolled in HSA-eligible plans hit almost 17.4 million early this year. That number represents a 12% increase since 2013. AHIP released the following infographic to illustrate the growth […]

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Steve Costello on IHC Radio: Strategies for Improving Employee Benefits

On Friday, June 20th, 2014, Steve Costello, Principal and co-Founder of CBG Benefits, was a featured guest on The Institute of Healthcare Consumerism (IHC) Radio. During his segment, Steve discussed topics such as benefits communication, using technology to streamline open enrollment, how defined contribution strategies may impact the future of employer-provided insurance, telemedicine, and more. […]

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IRS Clarifies How FSA Carryovers Affect HSA Eligibility

In October 2013, the “use-it-or-lose-it” rule associated with Flexible Spending Accounts (FSAs) was relaxed a bit. Under the modified rule, employers with health FSAs may allow participants to carry over up to $500 in unused funds into the next plan year. While this change was looked at positively by many, there have been also been a […]

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Posted in: Benefits and Insurance, Human Resources, Legislation

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Healthcare News for Small Businesses: Repeal of ACA’s Deductible Limit Provision

On April 1st, 2014, the “Protecting Access to Medicare Act of 2014” was signed into law by President Obama. While the main provisions of the Act focus on pay rates and the ICD-10 Code conversion, there is another part that may impact your business. Specifically, the Act eliminates the Affordable Care Act’s (ACA) annual deductible limit that applied […]

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